UNIVERSITY OF DHAKA
DEPARTMENT OF BANKING
AND
INSURANCE
Introduction
to Bank:
Operated
in BANGLADESH
DATE OF SUBMISSION
DATE: 03-05-2012
Prepared For
Md. Shahidul Islam Zahid
Lecturer
Department Of Banking and Insurance
University Of Dhaka
Prepared By
Group-10
18th Batch
Department Of Banking and Insurance
University Of Dhaka
NAME OF THE GROUP MEMBER
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S/L
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NAME
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ID
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01
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MD.EYASIR ARAFATH MANIK
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18-066
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02
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MOST.MAFIA KHATUN
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18-063
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03
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ARJUN KUMAR SHILL
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18-062
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04
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MD. ABU RASHED
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18-022
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05
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MST. PERVINA KHATUN
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18-009
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06
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CHANDAN BISWAS
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18-100
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07
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JANNATUL FERDOUS
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18-118
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08
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MD.SAJAL
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18-045
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09
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MST. NASRIN SULTANA
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18-018
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10
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MST. MAHMUDA KHATUN
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18-106
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May03,2012
Md. Shahidul Islam Zahid
Department
Of Banking and Insurance
University
Of Dhaka
Sir,
Here Is The
Report Introduction to Bank: operated in Bangladesh That You Asked Us To
Prepare On April 1.
We Found
That There are many Banks in Bangladesh.All the Banks are not similar. The are
different in many ways and that is significantly in activities.We Appreciate
Your Choosing Group – 10 For This Assignment . If You Need Any Additional
Information On This Topic, Please Contact Us At Md.Eyasirarafatmanik@Ymail.Com
Or 01932488277.
Sincerely
Yours,
Md. Eyasir
Arafath Manik
On Behalf Of
The Group -10.
PREFACE
Our Overall
Target In This Report Was To Produce The Most Current And Effective Report In
This Field. We Mostly Believe We Have Succeeded .Because We Have Provided The
Most Reliable And Current Data From Different Reliable Sources.
Acknowledgement
Any
Comprehensive Work Such As This Must Owe Credit To Multitude Of People .Certainly,
We Should Acknowledge The Contribution Of Different Internet Site. We Are
Especially Indebted To Those Senior Students Who Help Us In Many Ways. We
Acknowledge Those Whose Teaching Have Become A Part Of Our Thinking .It Is With
A Sincere Expression Of Gratitude That We Recognize Them:
Md.
Saffiullah, University Of Dhaka.
Shenin
Zia-Uddin, University Of Dhaka.
Homaira
Matin, University Of Dhaka.
Md. Shahinur
Rahman,15th Batch, Dept. Of Banking, University Of Dhaka.
Most. Marzia
Khatun,15th Batch, Dept. Of AIS, University Of Dhaka.
Finally , On
Our Respective Home Front, We Acknowledge
The Support Of Our Loved Ones. Without The Support Of All These
Respective People This Report Would Not Exist.
Table of contants
Introduction..................................................................................
All the
Banks …………………………………………………
Bibliography…………………………………………………
Executive Summery
This report
is designed with all the Bank which are running their activities in Bangladesh.
These Banks are classified in the following ways:
ü State owned Bank
ü Privet commercial Bank
ü Specialized Bank and
ü Foreign Bank
The Finding
Data Show all the banks are making profit and they are running their business
in high competitive market of this country. A lot of people are engaged in
banking.
Introduction
In Bangladesh there are fifty seven banks. These are
operating their banking activities according to the order of the Bangladesh
Bank. All the banks are followed Banking company act 1991.
Introduction
AB Bank
Limited is the first private sector bank in Bangladesh. It was established in
27 feburary 1982. A public limited company incorporated on 31st December, 1981
under the Companies Act, 1913 and listed in the Dhaka Stock Exchange Ltd and
Chittagong Stock Exchange Ltd.
Branch
86 branchcs
products
of AB bank
- Family Savings
Plan
- Special Notice Deposit
- Deposit Receipt
- Fixed Deposit
- Monthly Savings Deposit
- Monthly Income Deposit
- Deposit Double Scheme
- Foreign Currency Deposit
"To be the trendsetter for innovative banking with
excellence & perfection"
Agrani Bank
Agrani Bank is a state-owned commercial bank of Bangladesh established in 1972 . Its headquarter is situated at Motijheel
in Dhaka,
the capital city of Bangladesh.
It started functioning as
nationalised commercial bank taking over assets and liabilities of the
erstwhile Habib Bank ltd and commerce Bank ltd. functioning in the East Pakistan. It has been privatized on 15 November 2007 and emerged as
Agrani Bank Limited (ABL) taking over assets, liability and goodwill of Agrani
Bank.[3]
The authorized capital of the Bank is Tk. 800 crore.
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Industry
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Founded
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March 26, 1972
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Headquarters
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Area served
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Key people
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Products
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AL-ARAFAH IALAMI BANK LIMITED
Introduction:
With a
vision to emerge as the leading islamic Bank in Bangladesh ,
Al-Arafah Islami Bank was established by
some religious personalities of our country. This bank is operated by following
islamic laws. Established:27 September,1995. Category:Commercial. Type:Private.
Head office:
36,Dilkusha (6-9 floor) C\A Dhaka-1000 , Bangladesh.
Branch: 85
Capital:
proposed capital: 5000.00 million
paid capital: 4677.28 million
CSR programme
Give donation to
established a kidney Dialysis Unit in
the AIBL Foundation,published leaflet
for Bangladesh Thalassaemia Hospital, donate for disaster relief .
Bangladesh Anser and VDP Development Bank
The sprout of Ansar & VDP is a resultant of huge trauma
and turmoil in Indian sub continent after Second World War. It was a voluntary
social force which came to being as per the demand of the geopolitical tumult
as British India faced in the later part of 40s. It was raised in 1948 to rein
the galloping deterioration of law and order situation in the then East
Pakistan after historical partition of British India.
Bangladesh Bank
Introduction
Bangladesh
Bank is the central bank of Bangladesh. It is the guardian of our money market
and banking sector. It is established on 16 December,1971.
HeadOffice:Motijheel, Dhaka,Bangladesh. Governor:
Atiur Rahman
· Known As: The Central Bank Of
Bangladesh
· Currency: Taka
· Code: ISO4217 BDT
· Reserves:10 Billion US
Financial System:
The
financial system of BD is comprised of 3 broad fragmented sectors:
1. Formal sector
2. Semi-formal sector
3. Informal sector
Bangladesh Commerce Bank Ltd.
Introduction
Branches
Bangladesh
Commerce Bank Ltd. Incorporated in Bangladesh on June 7 , 1998 as a banking
company . It started Banking on 16 September 1999 .
Capital
Bangladesh Commerce Bank Ltd. Has 24 Braanches in
Bangladesh. The 24 branches of BCIL were reopened as full –fledged branches of
BCBL.
EmployeeBCIL started
with an authorized and paid up capital of the 2000 million and 920 million
respectively. The subscribed capital is Tk.100 million.
9 member board of
directors
CSR Programe590
officer stuff
Providing training to
its employees.
Products
Monthly profit based
deposit scheme.
Pension saving
scheme.
Interest free deposit
and loan scheme.
Consumer credit
scheme .]
Money plantation
against saving certificate.
BANK ALFALAH LTD.
INTRODUCTION
Bank Alfalah Limited is a private bank in Pakistan owned by
the Abu Dhabi Group. Bank Alfalah was incorporated on June 21, 1992 as a public
limited company under the Companies Ordinance 1984. Its banking operations
commenced from November 1, 1992. On the 16th of May, 2005 Bank Alfalah formally
took over the Bangladesh operations of Shamil Bank of Bahrain for US $17.88
million and renamed it to
Bank Alfala LTD.
BRANCHES:406 ,ATM:370
Category
:Commercial
Type
:Private
Origin
:Foreign
Products and Services:
·
Personal Banking
- corporate Banking
- Consumer Banking
- Credit and Debit cards
- Home and Vehicle Loans
CSR Programs:
Donation for social welfare
Donation for tree plantation
programme
Financial Statement:
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Particulars
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Amount(Rs)
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Paid Capital
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50882662
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Balances With other Banks
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17424487
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Fixed Assets
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13388683
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Deposits(Liabilities)
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401247486
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The major occupation of the people of Bangladesh is
"Krishi". The Bengali term Krishi means "Agriculture".
About 85% of the population depends directly or indirectly on agriculture which
contributes a significant portion to GDP. Bangladesh Krishi Bank (BKB) has been
established under the Bangladesh Krishi Bank order 1973 (President's Order No
27 of 1973).BKB is a Banking Company under the Banking Company Act-1991. Its
Head Office is located at Krishi Bank Bhaban, 83-85 Motijheel Commercial Area,
Dhaka-1000, Bangladesh. The primary objective of BKB is to provide credit
facilities to the farmers for the development of agriculture i.e. Crop
production, Fish culture, Animal Husbandry etc, entrepreneurs engaged in
development of agro-based and cottage industries. The Bank is guided in
accordance with the policies and principles of the Government of the Peoples
Republic of Bangladesh. BKB has an authorized capital of Tk. 15,000 Million
(Taka Fifteen thousand Million) only and paid up capital of Tk. 9,000 Million
(Taka Nine thousand Million) only which is fully paid by the Government. The
Bank started commercial functioning since 1977 to generate more loanable fund
from the idle rural and urban savings and invest them for the betterment of our
economy. The Bank operates its function through its 972 branches (except
Rajshahi Division). It has 16 foreign exchange (Authorized dealer) branches. In
the field level the Bank has 9 Divisional, 29 Chief Regional and 24 Regional
offices for close supervision of the branch activities. For smooth operation,
as a part of internal control and compliance system, the bank has also 63 field
level audit offices of which 9 at Divisional and 54 at Regional levels. In the
Head Office the Bank has 4 Divisions headed by General Managers, 28 Departments
and a Training Institute headed by Deputy General Managers. Local Principal
Office of BKB is headed by a General Manager. The existing strength of Bank's
manpower is 9430 against the approved strength of 13680 as on 31 December, 2010.The
Bank has a Board of Directors comprising of 11 members. The Board is headed by
the Chairman. The Board Chairman is generally an experienced
professional/ex-professional who has wide acceptability and rapport. The
Directors represent both public and private sectors and are appointed by the
Government.The Managing Director is the Chief Executive of the Bank. He is
appointed by the Government. The Bank has two posts of Deputy Managing
Directors and they are appointed by the Government. The Bank has 14 posts of
General Managers. They are also appointed by the Government
Bangladesh
Development Bank Ltd
Bangladesh Development Bank Ltd is a state
owned specialized development bank
of Bangladesh. The bank came into effect with the merger of ailing Shilpa
Bank and Shilpa Rin Sangstha, which were established in 1972 to provide loans
and facilities to industrial units, help set up new industries and expand
investment in Bangladesh.
BASIC Bank Limited (Bangladesh
Small Industries and Commerce Bank Limited) registered under the Companies Act
1913 on the 2nd of August, 1988, started its operations from the 21st
of January ,1989. It is governed by the Banking Companies Act 1991. The Bank
was established as the policy makers of the country felt the urgency for a bank
in the private sector for financing small scale Industries (SSIs). At the
outset, the Bank started as a joint venture enterprise of the BCC Foundation
with 70 percent shares and the Government of Bangladesh (GOB) with the
remaining 30 percent shares. The BCC Foundation being nonfunctional following
the closure of the BCCI, the Government of Bangladesh took over 100 percent
ownership of the bank on 4th June 1992. Thus the Bank is
state-owned. However, the Bank is not nationalized; it operates like a private
bank as before.
BASIC Bank Limited is unique in its
objectives. It is a blend of development and commercial banks. The Memorandum
and Articles of Association of the Bank stipulate that 50 percent of
loanable funds shall be invested in small and cottage industries sector.
BANK ASIA LIMITED
Introduction
Bank Asia limited is a scheduled
commercial bank in the private sector established under the banking company
act 1991 and incorporated in Bangladesh
as a public limited company under the companies Act 1994 to carry out banking
business in Bangladesh.
·
Mission:
To assist in bringing high quality
service to their customers and to participate in the growth and expansion of our
national economy
·
Vision:
Bank Asia’s vision is to have a poverty
free Bangladesh in course of a generation in the new millennium
,reflecting the national dream. Their vision is to build a society where human
dignity and human rights receive the highest consideration along with reduction
of poverty.
·
Branches
Bank Asia Ltd has 66 branches.
·
CSR programs:
Bank Asia has three major CSR
programs-
1. Higher
study scholarship
2. opthalmological
operation
3. operating
CLC
·
Capital:
Paid up capital of Bank Asia Ltd
is over 1116.oo million
·
Product and service:
1. mobile
banking
2. ATM
services
3. KIOSK
4. credit
card
5. internet
banking
6. SMS
banking
7. SME banking
8. Foreign
currency Account
EXIM BANK
Export Import Bank of Bangladesh Limited is a private
commercial bank which was established in the year 1999. Mr. Shahjahan Kabir is
a Founder Chairman who had a long dream of floating a commercial bank which
would contribute to the socio-economic development of our country. He had a
long experience as a good banker.
Our Vision
The gist of our vision is ‘Together
Towards Tomorrow’. Export Import Bank of Bangladesh Limited believes in
togetherness with its customers, in its march on the road to growth and
progress with service
Our Mission
The Bank’s mission gives emphasis
to:
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Provide quality financial services
especially in Foreign Trade
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Continue a contemporary technology
based professional banking environment
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Maintain corporate & business
ethics and transparency at all levels
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branches:62
financial
infomation
|
perticulars
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taka(in million)
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Authorizied capital
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10000
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paid up capital
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337
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reserve capital
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209
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operating profit
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318.18
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First Security Islami Bank Limited
Introduction
First Security Islami Bank Ltd.
was incorporated as a limited company on 29 August, 1999 and received clearance
from Bangladesh Bank (The Central Bank) on 22 September, 1999. The bank started
functioning as a commercial bank from its first branch on 25 October, 1999.
Branch
75 branches
Products of the bank
current A/C
Savings account deposit
fixed account deposit
special notice deposit
foreign account deposit
IFIC BANK LTD
Introduction
IFIC bank is the most private bank in Bangladesh. It has
incorporated of people’s republic of Bangladesh with limited liability. It was
set up at 1983.
Branch of the Bank
99 branches
Type of product
·
Banking services
·
Consumer banking
·
Corporate investment banking
Financial statement
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particuars
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Tk in million
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Authorised capital
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10025
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Paid capital
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7452
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Reserve capital
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5474
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Vision
This
bank is to provide better service and use morden technology.
ICB Islamic Bank
In Bangladesh, ICB Islamic Bank has opened a
state-of-the-art Data Center. ICB Guinea is awarded "Best Bank
Award 2008" by Global Finance Magazine. ICB Albania, Djibouti and Guinea
were awarded "The Banker-Bank of the year awards 2008". At ICB
Islamic Bank, we believe in global focus with global experience which we tailor
to local needs. The Bank has been incorporated on April,
1987 as a public limited company under the Companies Act, 1913 to undertake and
carry out all kinds of banking, financial and business activities, transactions
and operations in strict compliance with the principles of Islamic Law
(Shariah) relating to business activities in particular
avoiding usury in credit and sales transactions and
any practice which amounts to usury. Certificate for commencement
of business has been issued to the bank on April, 30, 1987. The Bank has
been authorized by the Bangladesh Bank to carry on the banking business in
Bangladesh with effect from May 4, 1987. However, actual banking operations
commenced on May 20, 1987.
Nature of Business :
All
kinds of commercial banking services are provided by the bank to the customers
observing the provisions of the Bank Company Act 1991, Bangladesh Bank's
directives and the principles of Islamic Shariah.
Investments :
Investment
are stated at amount as reduced by balance of Profit suspense account and
provision for bad and doubtful
debts; Profit is not charged on bad and doubtful
investments from the date of filing money suits against the
borrowers; Income which were charged on Investment classified by Bangladesh
Bank Inspection Team and by the Bank management
as sub-standard, doubtful and bad were kept in profit suspense account as
per Bangladesh Bank BCD Circulars and such income is not accounted for as
profit until realized from borrowers.
BRAC
Bank Limited is
one of the leading private bank in Bangladesh. BRAC Bank
has received the commerical banking license from Bangladesh Bank in 2001. Since
then it has established its name and branding with its quality of service and
products. In a very short time BRAC Bank became one of
the successful and fastest growing private bank in Bangladesh. It was
established in 2001.
Branch
100 branches
Types of credit
CSR
Programmee
BRAC bank has recently started e-commerce
banking through their e-commerce gateway. BRAC
DUTCH BANGLA BANK
LTD.
Dutch-Bangla Bank
Limited ( DBBL) is a scheduled
joint venture commercial bank. MdSahabuddin Ahmed is the Founder & Chairman of the Dutch company . DBBL was established
under the Bank Companies Act 1991 and incorporated as a public limited company
under the Companies Act 1994 in Bangladesh with the primary objective to carry
on all kinds of banking business in Bangladesh. DBBL commenced formal operation
from June 3, 1996
Mission
Dutch-Bangla Bank engineers enterprise and creativity in business and industry
with a commitment to social responsibility. "Profits alone" do not hold
a central focus in the Bank's operation; because "man does not live by
bread and butter alone".
Vision
Dutch-Bangla Bank dreams of better Bangladesh, where arts and letters, sports
and athletics, music and entertainment, science and education, health and
hygiene, clean and pollution free environment and above all a society based on
morality and ethics make all our lives worth living. DBBL's essence and ethos
rest on a cosmos of creativity and the marvel-magic of a charmed life that
abounds with spirit of life and adventures that contributes towards human
development.
branches:113
financial information
|
perticulers
|
taka(in million)
|
|
authorized capital
|
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paid up capital
|
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operating profit
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products and services of the bank
·
SME banking
·
Eastern Bank Limited
With a vision to become the bank of
choice and to be the most valuable financial brand in Bangladesh, Eastern Bank
Ltd. (EBL) began its journey in 1992. Over the years EBL has established itself
as a leading private commercial bank in the country with undisputed leadership
in Corporate Banking and a strong Consumer and SME growth engines. EBL's
ambition is to be the number one financial services provider, creating lasting
value for its clientele, shareholder, employees and above all for the community
it operates in.
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Private (Non-Government)(EBL:EBL)
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Industry
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Founded
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1992
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Headquarters
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Products
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Banking services
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|
Employees
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3000+
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DHAKA BANK
Introduction
Dhaka bank limited is a public
limited company which was established on 5th july,1995.The imcumbent
chairman of the bank is Reshadur Rahman.
Branches:56
Vission
At Dhaka bank,they draw their
inspiration from the distant stars.their vision is to assure a standard that
makes every banking transaction a pleasurable experience.
Mission
To be the premier financial
institution in the country providing high quality products and services backed
by latest technology and a team of highly motivated personnel to delivery
excellence in banking.
Financial Statement
|
perculers
|
Taka(in million)
|
|
Authorized capital
|
10000
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|
Paid up capital
|
2660
|
|
reserves
|
3920
|
Man power:1109
Products
Offshore
banking
Savings
bandle account
Islami
banking
Remittance
Income
unlimited
Personal
laon
Prime Bank Ltd
Head Office : Adamjee Court Annexe
Building-2,119-120, Motijheel Commercial Area, Dhaka - 1000, Bangladesh.
Known As : Prime
Bank
SWIFT Code : PRBLBDDH
Category : Commercial
Type : Private
Origin : Local
Established : 1995
Prime
Bank Ltd. was
created and commencement of business started on 17th April 1995. The sponsors
are reputed personalities in the field of trade and commerce and their stake
ranges from shipping to textile and finance to energy etc.
he bank has consistently
turned over good returns on Assets and Capital. During the year 2005, the bank
has posted an operating profit of Tk.1520.34 million and its capital funds
stood at Tk.3177.32 million. Out of this, Tk.1400 million consists of paid up
capital by shareholders and Tk.1777.32 million represents reserves and retained
earnings. The bank’s current capital adequacy ratio of 9.96% is in the market.
In spite of complex business environment and default culture, quantum of
classified loan in the bank is very insignificant and stood at less than 0.96%.
Prime Bank Products
·
Banking
Services
·
Retail
Banking
·
Corporate
Banking
·
Investment
Banking
·
Islami
Banking
·
ATM
Services
Prime Bank Retail Banking Products
Prime Bank ATM Networks
Prime Bank has its own ATM
Networks with more than 50 booth mostly covering Dhaka, Chittagong, Sylhet
areas. It is on its way to expand this ATM network country wide
Rajshahi
Krishi Unnayan Bank
Rajshahi Krishi Unnayan Bank is a state-owned bank in
Bangladesh
specialized financial institution for financing development of agriculture and
its backward and forward linkage industries in the
Rajshahi
division and Rangpur Division at present of the country. The bank was
established on 15 March 1987. The bank emerged as the government's plan of
intensive care to agriculture of Rajshahi division (Rajshahi and Rangpur
Division at present) providing livelihood to 35 million people of the area. The
region is less developed compared to other parts, yet full of potentials in
agriculture. Rajshahi and Rangpur Division characterized by its surplus food
grain production is popularly called the "granary of the country".
Besides catering to agricultural credit, RAKUB, as it is acronymed, renders
deposit banking services through all the 365 branches. The headquarters of the
bank is stationed at Rajshahi city, some 270 kilometer to the north of Dhaka
Capital:Authorized capital of the bank amounts to Tk
7500 million. Paid-up capital amounts to Tk 5700 million and reserve Tk 208.50
million as on 25 April 2010.
Savings
Bank Account (Urban Area) 5.00 percent
Savings Bank Account (Rural Area) 7.00
percent
Short Notice Deposit Account (SND) 4-5.00
percent
Current Deposit Account 0.00 percent
Fixed Deposit Receipt (FDR) Account Interest
rate
from 1 months to below 3 months
8.00 percent
from 3 months to below 6 months
8.50 percent
from 6 months to below 1 years
9.00 percent
from 1 years to below 2 years 9.25 percent `
Krishok Sanchoy Scheme (KSS)
RAKUB Sanchoy Scheme (RSS)
RAKUB Double Money Scheme (RDMS)
ISLAMI
BANK BANGLADESH LTD.
Introduction
Islami bank Bangladesh ltd. is commercial
bank bank based on Islami SHARIA. It was established on the 13th
march, 1983 as the first Islamic bank in the southeast Asia. the chairman of
the bank is prof. abu nasser Muhammad Abduz Zahir.
Mission
Vission
To
establish Islamic Banking through the introduction of a welfare oriented
banking system and also ensure equity and justice in the field of all economic
activities,
Our vision is to always strive to achieve
superior financial performance, be considered a leading Islamic Bank by
reputation and performance.
Financial Statement
BRANCHES:236
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particulars
|
in million
|
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Authorized capital
|
20000.00
|
|
paid up capital
|
10007.71
|
|
Deposits
|
341361.00
|
- ProductsDeposit
Scheme/General Banking
- Investment
- Service
For Non-Resident
- Rural
Development Skill
- SME
Information
- Locker
Services
- Foreign
Exchange Business
Jamuna Bank Limited
Jamuna Bank Limited is a private commercial bank in
Bangladesh.
It was established on June 03, 2001.Jamuna Bank has now in total of 70 branch
as on November, 2011.Jamuna Bank offers all kinds of Commercial Corporate and
Personal Banking services covering all segments of society. Diversification of
products and services include Corporate Banking, Retail Banking and Consumer
Banking right from industry to agriculture, and real state to software.
Type Private
(Non-Government)
ndustry
Banking
Founded
Dhaka,
Bangladesh (2001)
Headquarters
Dhaka,
Bangladesh
Key people
Md. Belal
Hossain (Chairman)
Products
Banking services,
Consumer Banking
Corporate Banking ,
Investment Banking
Net income 
Tk
2530 million
Introduction
National Credit and Commerce Bank
ltd came out as a private commercial
bank in 1993. At this time the bank had a paid up capital of Tk. 390 million
while the same at the end of June, 2011 is Tk. 4501 million.NCC bank is
carrying out its responsibilities through its 83 branches at almost all
potential locations of the country.
Total branches: 83 Branches
NCC Bank Ltd. came into the financial arena of Bangladesh with a vision
to serve as a progressive and socially committed institution.
Financial statement
|
particulars
|
Taka in Million
|
|
Authorized Capital
|
10000
|
|
Paid Capital
|
4510.25
|
|
Reserve Fund
|
5771.09
|
Products of the bank
Loan
& Advance,
Cards
and Remittance
Savings
Bank Deposit,
Current,
Special Notice Deposit (SND),
Special
Savings Scheme
Special
Fixed Deposit Scheme
MERCENTILE BANK
Introduction:
Mercentile Bank
Limited emerged as a new commercial bank to provide efficient banking
services.This bank is established in June1999
Branch:75 (2011)
Vision:To make finest corporate citizen.
Financial objectives: To achieve 20% return on shareholders equity on average.
Capital:
Authorised
capital:8000 million
Paid up
capital:4968.09 million
Total
capital:10700.93 million
Loan
and credit service:
Credit deposit ratio: 81.68% (2011)
Share price: 34.80 (2011)
Employee: 1668(2011)
Interest rate:12.50%
CSR
programme:
Dontion for the of the victims of disaster.
Donation for social welfare,tree plantation
etc.
ONE BANK
Vission
One bank is a third generation private
commercial bank which was established in 1999 With the Registrar of Joint Stock
Companies under the Companies Act. 1994. the incumbent of the bank is Zahur
Ullah.
branches:59
|
|
To establish ONE Bank
Limited as a Role Model in the Banking Sector of Bangladesh.
|
|
|
To meet the needs of our
Customers, Provide fulfillment for our People and create Shareholder Value.
|
Mission
|
|
To constantly seek to
better serve our Customers.
|
|
|
Be pro-active in
fulfilling our Social Responsibilities.
|
|
|
To review all business
lines regularly and develop the Best Practices in the industry.
|
|
|
Working environment to be
supportive of Teamwork, enabling the Employees to perform to the very best of
their abilities.
|
Financial Information
|
particulars
|
Taka(in
million)
|
|
Authorized capital
|
4150
|
|
Paid up capital
|
3189.
|
|
Operating profit
|
2847
|
Products
School banking
Corporate deposit scheme
Consumer loan
Professional loan
SME banking
Shahjalal Islami Bank
Shahjalal Islami Bank commenced
its operation as a commercial bank on 10 May, 2001 under the Bank Companies
Act, 1991. This bank follows Islamic Shariah strictly. All the activities of
the bank are continuously monitored by the Shariah Council of the bank for
implementation and compliance of Islamic Shariah principles
Deposit Schemes
Shahjalal
Islami Bank Limited provides a good number of attractive deposit schemes for limited income
people. These are:
·
Mudaraba
Monthly Income
·
Double
money
·
Monthly
Deposit
·
Millionaire
·
Hajj
Deposit
·
Housing
Deposi
· Small Business
Monthly Deposit Scheme of SJIBL is a privilege to
limited income people to save some money from their income. To some extent it’s
a forced saving. You have to deposit the installment every month. After
maturity you’ll get the principal plus the profit accrued.
Mudaraba
Housing Scheme of SJIBL is designed for a
term of one year through 25 years. After the term you’ll get the principal and
profit as per shariah.
Janata Bank Limited
Introduction
Janata Bank Limited
is one of the state owned commercial banks in Bangladesh. It was corporatised
on 15th November 2007
Branches : 877
branches including 4 overseas branches
Financial Statement
.
|
·
Particulars
|
Amount
|
|
Authorised Capital
|
Tk. 20000 million
|
|
Paid –up Capital
|
Tk.5000.00
million
|
|
Total asset
|
Tk. 345233.92
millions
|
Services :
Ø
Retail / Personal Banking
Ø
Foreign
Remittance
Ø
Credit Facilities
and Programme
Ø
Utility Service
Ø
Merchant Banking
Ø Rural Banking & Credit Programme
Ø Micro Enterprise and Special Credit
Number Of Employees : The Bank employs more than 15(fifteen) thousand persons.
Mission : Is to
actively participate in the socio- economic development of the nation by
operating a commercially sound banking organization, providing credit to
viable borrowers, efficiently delivered and competitively priced,
simultaneously protecting depositors funds and providing a satisfactory return
on equity to the owners.
PREMIER BANK
The Premier Bank Limited Is Incorporation In Bangladesh As
Banking Company On June 10,1999 Under Companies Act 1994.
capital of the bank:
|
authorized capital
|
6000
|
|
paid up capital
|
242.30
|
|
total income
|
432
|
principles/strategy:
·
Be-pro-active
·
put first things first
·
think win-win
products of the bank :
·
double benefit scheme
·
cosumercredit
·
house building loan
·
education saving scheme
·
monthly income scheme
Mutual Trust Bank Ltd Is A Private Commercial Bank In
Bangladesh. It Was Established In September 29, 1999 Under The Companies Act 1994
As A Public Company Limited By Shares For Carrying Out All Kinds Of Banking
Activities With Authorised Capital Of Tk. 38,00,000,000 Divided Into 38,000,000
Ordinary Shares Of Tk.100 Each.
Branch: 76 branches
current A/C
Savings account deposit
fixed account deposit
special notice deposit
premium term deposit
Our Vision
Mutual Trust Bank's vision is based on a philosophy known as
MTB3V. We
envision MTB to be:
One of the Best Performing Banks in
Bangladesh
The Bank of Choice
A Truly World-class Bank
JANATA
BANK LIMITED
Introduction
Janata Bank Limited, one of the state owned
commercial banks in Bangladesh, has an authorized capital of Tk. 20000 million
(approx. US$ 283.33 million), paid up capital of Tk. 5000.00 million, reserve
of Tk.10823.01 million and retained surplus Tk. 5167.18 million. The Bank has a
total asset of Tk. 345233.92 million as on 31st December 2010.
Immediately after the emergence of Bangladesh in 1971, the erstwhile United
Bank Limited and Union Bank Limited were renamed as Janata Bank. On 15th November,
2007 the bank has been corporatised and renamed as Janata Bank Limited. Janata Bank Limited operates through 877
branches including 4 overseas branches at United Arab Emirates. It is
linked with 1202 foreign correspondents all over the world. The Bank employs more than 15(fifteen)
thousand persons. The mission of the
bank is to actively participate in the socio- economic development of the
nation by operating a commercially sound banking organization, providing
credit to viable borrowers, efficiently delivered and competitively priced,
simultaneously protecting depositors funds and providing a satisfactory return
on equity to the owners. The Board of
Directors is composed of 13 (Thirteen) members headed by a Chairman. The
Directors are representatives from both public and private sectors. The
Bank is headed by the Chief Executive Officer & Managing Director, who is a
reputed banker. The corporate head office is located at Dhaka
with 10 (ten) Divisions comprizing of 38 (thirty eight) Departments. JANATA Bank Limited welcomes you to
explore the world of progressive Banking in Bangladesh. It is a state owned
commercial bank and is catering the need of the mass business people. It was
corporatised on 15th November 2007. Janata Bank was born with a new
concept of purposeful banking sub serving the growing and diversified
financial needs of planned economic development of the
country. Our commitment and
the people's belief in us have given us the edge over others to earn this trust
about the safe keeping of their money in the right kind of Banking
channel.
Services872
- Retail / Personal Banking
- Foreign Remittance
- Credit Facilities and Programme
- Utility Service
- Micro Enterprise and Special Credit
- Rural Banking & Credit Programme
§
Merchant Banking
Uttara Bank Limited
Head
Office : Uttara
Bank Bhaban
47, Bir Uttom Shahid Ashfaq-us-samad Road, 90 Motijheel Commercial Area,
P.O. Box No. 217 & 818,Dhaka-1000, Bangladesh.
Description
In the year
1965 a commercial bank was established in private sector at Dhaka. It was named
as Eastern Banking Corporation. After liberation of the country in 1971 the
bank was nationalized as Uttara Bank by the
Government against order P.O. No. 26, 1972. Later on as the GOB relaxed its
policy towards private sector, the bank was denationalized in early eighties.
It had been functioning efficiently as one of the largest private commercial
banks of the country since very inception.
General Banking Services
Uttara
Bank Limited
provides all general banking services to its customers through 211 fully
computerized branches all over Bangladesh. It presents Savings account and
Current account for deposit and withdrawal of money as and when required.
International Banking
Any
individual, firm or organization earning foreign exchange may open a foreign
currency account with Uttara Bank. Account
holder is allowed to make payments abroad in foreign currency and local payment
in BDT. Account is also entitled to get interest under some conditions.
Loan and Credit Schemes
Uttara
Bank
distributes loans in different schemes. It provides
·
Consumer
credits
·
Personal
loans
·
Building
repair loans
·
small
business loans
Recent Performance
Uttara
Bank’s
performance in recent time is very much encouraging. During first six months of
the current fiscal year UBL
earned a profit of BDT 1.71 billion against BDT 1.40 billion in corresponding
periods of 2010.
Trust
Bank Limited
Trust Bank Limited is a private commercial bank established in 1999
in
Bangladesh. The bank is sponsored by the
Army Welfare Trust (AWT). It is one of the leading private commercial banks
having a network of 39 branches across Bangladesh and plans to open few more
branches to cover the important commercial areas in Dhaka, Chittagong, Sylhet
and other areas in 2008. The bank, sponsored by the Army Welfare Trust (AWT),
is first of its kind in the country.
[citation
needed]
In 2001, the bank introduced automated branch banking system. In the year
2005, the bank introduced ATM services for its customers.
In January 2007, Trust Bank launched Online Banking Services. Customers can
now deposit or withdraw money from any branch of Trust Bank nationwide without
needing to open multiple accounts in multiple branches
SOUTHEAST
BANK LTD.
Introduction
Southeast
Bank Is Commercial Private Bank. It Was Established In 1995 With A Dream And A
Vision To Become Pioneer Banking
Institution Of The Country’s First Islamic Bank In The Southeast Asia
Mission
Vission
To
Establish Islamic Banking Through The Introduction Of A Welfare Oriented
Banking System And Also Ensure Equity And Justice In The Field Of All Economic
Activities,
Our vision is to always strive to achieve
superior financial performance, be considered a leading Islamic Bank by
reputation and performance.
Financial Information Branches:236
|
particulars
|
in million
|
|
Authorized capital
|
20000.00
|
|
paid up capital
|
10007.71
|
|
Deposits
|
341361.00
|
·
deposit
scheme/General banking
- Productsinvestment
- service for non-resident
- rural development skill
- SME information
- locker services
- foreign exchange business
IntroductionUnited commercial bank
UCB bank is a private commercial bank of Bangladesh.It was
established in 1983.the incumbent chairman of the bank is Alhaj aktaruzzaman
chowdhury,MP.
Branches: 119
Mission “Becoming the best
factoring company in our industry by leveraging on the high potential our
qualified and experienced staff has in order to deliver the most efficient and
top-line services to our customers.
Financial Information “Offering new alternatives and
solutions to our customers, company and industry in the highly competitive environment
of the domestic and foreign markets with our experienced staff and
customer-oriented, high quality service approach.”
|
perticulers
|
Taka(in
million)
|
|
Authorized
capital
|
10000
|
|
Paid up capital
|
230
|
Products
Online service
Trade finance
Industrial finance
Time deposit scheme
Foreign currency
deposits
Locker service
The Grameen
Bank
Introduction
SOCIAL ISLAMI BANK BANGLADESH LIMITED.
Mission
Social
Islami Bank is a private commercial bank of Bangladesh which was
founded in 1995 and changed its name to the present one on August 2009.
SIBL
has been running its activities through its 72 branches all over the country.
It provides Islami banking facilities to its customers under the supervision of
a strong jury board. It provides all formal commercial banking services to
people.
o
High quality financial services the latest
technology.
o
Fast, Accurate and Satisfactory customer
service.
o
Balanced & sustainable growth strategy.
o
Optimum return on shareholders' equity.
o
Introducing innovative Islamic Banking products.
o
Attract and retain high quality human resources.
o
Empowering real poor families and create local
income opportunities.
o
VissionProviding
support for social benefit organizations - by way of mobilizing funds and
social services.
Social Islami Bank Ltd started its journey with the concept of 21
st
Century Islamic participatory three sector banking model: i) Formal Sector-
Commercial Banking with latest technology; ii) Non-Formal Sector - Family
Empowerment Micro-Credit & Micro-enterprise program and iii) Voluntary
Sector - Social Capital mobilization through CASH WAQF and others. Finally,
"Reduction of Poverty Level" is our Vision, which is a prime object
as stated in Memorendum of Association of the Bank with the commitment
"Working Together for a Caring Society".
- consultancy
- locker services
- mosque Waqf property
development scheme
- utility bill receive
The National
Bank Ltd.
Introduction
The
National Bank LTD
[1] is the first private sector Bank
fully owned by
Bangladeshi
entrepreneurs. The bank was opened on March 28, 1983 but the first branch at
48, Dilkusha Commercial Area,
Dhaka started commercial
operation on March 23, 1983. The 2nd Branch was opened on 11 May 1983 at
Khatungonj,
Chittagong.NBL was the first domestic bank
to establish agency arrangement with the world famous Western Union in order to
facilitate quick and safe remittance of the valuable foreign exchanges earned
by the expatriate Bangladeshi nationals. NBL was also the first among domestic
banks to introduce international Master Card in Bangladesh.
Branches:
149 branches
Employees:
the total number of workforce of NBL stood at 2239, which include 1689
officers and executives and 550 staff.
Assets:
Total assets of the Bank was Tk. 123,441,855,653 on September 30, 2010,
equivalent to 1.7 billion U.S. dollars.
[2]
The Bank invested 25% equity in Gulf Overseas Exchange Company LLC, a joint venture
Exchange Company in Oman, operating since November, 1985 under the management
of our Bank. The Bank received Riyal Omani 11875 equivalent to Tk.2.10 million
as dividend for the year 2006
SONALI BANK
Introduction
MissionSONALI Bank Is
A State Bank Of Bangladesh.
SONALI Bank Emerged As The Largest And Leading Nationalized Commercial Bank By
Proclamation Of The Banks' Nationalization Order 1972 (Presidential Order-26)
Liquidating The Then National Bank Of Pakistan, Premier Bank And Bank Of
Bhwalpur. It Is A State Owned Institution Of Bangladesh. Mr. Quazi
Baharul Islam Is A Veteran Banker Who Is The Chair Of Sonali Bank.
VissionSocially
committed leading banking institution with global presence.
Dedicated To Extend A Whole Range Of Quality
Products That Support Divergent Needs Of People Aiming At Enriching Their
Lives, Creating Value For The Stakeholders And Contributing Towards
Socio-Economic Development Of The Country.
|
|
|
|
Authorized Capital
|
:
|
Tk. 2000.00 Core.
|
|
Paid up Capital
|
:
|
Tk. 1125.00 Core
|
|
|
|
|
Total Branches
|
:
|
1196
|
Capital Structure Our
Slogan: Your trusted partner in innovating banking.
- Ancillary services
- locker
- Automation status
- Q-cash ATM network
- credit/debit card services
HSBC BANK
Description
The Hongkong and Shanghai banking
Corporation (HSBC) started its financial activities in Bangladesh in 1996. Now
in 2011 it has13 offices,39 ATMs and 9 Customer Service Centers are providing
its clients with world class service all the time. More over it has one
offshore bank and offices at 7 EPZs of the country.
Services
provided by HSBC Bank:
- Export Service
- Import Service
- Trade Express
- Electronic DC Advising
- Amanah banking Services
- Internate banking
service
- Credit card, traveler cheque service
Brances:
financial
statement
|
Particulars
|
Amount(taka)
|
|
Fund deposited with
Bangladesh Bank
|
3,034,975590
|
|
Profit and Loss a/c
|
10500010107
|
|
Balance with other financial institutions
|
2060370311
|
Products:
- Smart Savers Plan
- Savings Plus
- Savings Extra
- Term Deposit
- Monthly Interest Bearing Time Deposit
- Education Saving Plan
CSR
Programs :
Donation
for the victims of disaster.
Donation
to health treatment.
Give
donation for social welfare
COMMERCIAL BANK
OF CEYLON
Commercial
Bank of Ceylon PLC (CBC) is one of
the leading commercial banks in Sri Lanka with 213 branches and more than 500
ATM's. Commercial Bank of Ceylon entered the banking business in Bangladesh in the
year 2003. In the mean time it has proven to be a rising foreign bank here.
Branches:09
vision and mission :
Commercial Bank uttered
its vision to be a bank of excellence in service and commitment. At the same
time its mission was declared to impose real value to customers, employees,
shareholders and the nation.
Products and services:
· Generic Products
· Money market account
· Dream Planner
Savings Account
· Shamriddhi Account
· Bonus Savings
Account
·
High 5 FD Account
· ATM Services
· Internet Banking
· Holiday Banking
·
Student Remittance
CSR Programs:
CBC provides
donation for different social welfare, games and sports, tree
plantation, disaster victims
HABIB BANK LIMITED
Introduction:
Habib Bank Limited a
Pakistani commercial bank that started business in Bangladesh on July 9 1976
One at Dhaka and the
other at Chittagong.Now it expands it’s branch all over the country.The
Executive vice precident of the bank , designated as country
manager, is the chief executive officer.
Branch:
Authorished capital:2 million Tk
Interest rate:varied
between 6.5% to 10%. Lending rates is between 10% to 15.5%
Product:
Loan for Small ,medium and large scale
industries.
Loan
for working capital financing.
Export
import servicing
Trade and
other commercial loan
Employee:70 (in 2000)
Introduction
Citibank, N.A. (The "Bank"
Or "Citi") Bangladesh Branch Commenced Its Banking Operations In Dhaka,
Bangladesh On 24 June 1995 After Obtaining Licence From Bangladesh Bank Dated
26 January 1995. Citigroup Inc. (Formed From The Merger Of Citieorp Inc. And Travelers
Group Inc. On 8 October 1998) A Holding Company Under The Law Of The
United States Of America, Is The
Sole Shareholder Of Citibank, N.A. The Offshore Banking Unit (OBU) Started Its
Operation On 26 April 2006.
Branches
FOUR BRANCHES( Motijhecl,
Gulshan ,Dhanmondi and Chittagong.)
Balance With
Bangladesh Bank: Tk.4,722,296,407
Balance With
Bangladesh Bank Liened As Capital: Tk. 500,000,000(2010)
EMPLOYEE: 180 Employers
CSR PROGRAMME: Citi Is
Striving To Create A Positive Impact On Society And The
Environment
Through Its Core Business Activities, Diversity Efforts, Volunteerism And Citi
Foundation
Philanthropy.
Products
Cash management service
Import
Export
Import OBU
Export OBU
Guarantee – OBU
Internet banking service
Introduction
National Bank of Pakistan (NBP) is one of the largest
commercial
bank operating in Pakistan. It has redefined its role and has moved from a
public sector organisation into a modern commercial bank. While it continues to
act as trustee of public funds and as the agent to the State Bank of Pakistan
(in places where SBP does not have a presence) it has diversified its business
portfolio and is today a major lead player in the debt equity market, corporate
investment banking, retail and consumer banking, agricultural financing,
treasury services and is showing growing interest in promoting and developing
the country's small and medium enterprises and at the same time fulfilling its
social responsibilities, NBP headquarters in
Karachi, Pakistan
with over 1,200 branches country wide. The bank provides both commercial and
public sector banking services. It has assets worth
USD 12.293 billion in
2007.
[1]
Its subsidiaries include NBP Capital, NBP Modaraba Management Company, NBP
Exchange Company, Taurus Securities, NBP Almaty and others.
Founded -1949
Headquarters -Principal Office, Karachi Pakistan
Products -Loans, Credit Cards,
Savings, Consumer Banking etc.
Owner(s)- Government of Pakistan
Woori Bank
Woori Bank is a bank headquartered in
Seoul, South Korea.
The bank changed its name in 2002, and includes the former
Commercial Bank
of Korea,
Hanil Bank, and
Peace Bank. It was known from 1999
through 2002 as
Hanvit Bank. Woori Bank is a part of the
Woori Financial
Group. In 2004, Woori Bank opened its Gaeseong Industrial Complex
branch, in
Gaeseong, North Korea. In May 2009, Woori
Bank became the first South Korean bank to issue UnionPay debit cards in China.
In March 2010 it became the first foreign bank to issue Shanghai Tourism Cards
in mainland China.
Its
Jongno branch is located in the
Gwangtonggwan, the oldest
continuously-operating bank building in Korea.
[1] It was registered as one of
city's protected monuments on March 5th, 2001.
[2]
Woori Bank is the first South Korean bank to support non-
Internet Explorer web browsers for
online banking[3][4] in Korea. Its foreign divisions,
such as the one based in China, still require IE. Woori Bank has operations in
Bangladesh.
Type
-Bank
Industry -
Finance
Founded -1899
Headquarters -
Hoehyeon-dong,
Jung-gu, Seoul, Korea
Key people -Lee Soon Woo,
CEO
Products-
Financial Services
Employees -15,000
State Bank of India
State Bank of India (
SBI) (
NSE:
SBIN,
BSE:
500112,
LSE:
SBID) is the largest banking and
financial services company in India by
revenue, assets and
market
capitalization. It is a
state-owned
corporation with its headquarters in
Mumbai, Maharashtra.
As of March 2011, it had assets of US$370 billion with over 13,000 outlets
including 150 overseas branches and agents globally. The bank traces its
ancestry to
British India,
through the
Imperial Bank of
India, to the founding in 1806 of the
Bank of Calcutta, making it the oldest
commercial bank in the
Indian Subcontinent.
Bank of Madras merged into the other two presidency banks—Bank of Calcutta and
Bank of Bombay—to form the Imperial Bank of India, which in turn became the
State Bank of India. The
Government of India
nationalized the Imperial Bank of India in 1955, with the
Reserve Bank of
India taking a 60% stake, and renamed it the State Bank of India. In
2008, the government took over the stake held by the Reserve Bank of India. SBI
is ranked #292 globally in
Fortune Global 500
list in 2011.
Type
-Public ,
Financial services
Founded- July 1, 1955
Headquarters -
Mumbai,
Maharashtra,
India
Key people -
Pratip Chaudhuri,
Chairman)
Products -
Credit cards,
Consumer banking,
corporate banking,
finance and insurance,
investment
banking,
mortgage loans,
private banking,
wealth management
Revenue -US$32.44 billion
(2011)
Profit -US$2.34
billion
(2011) Total
assets -US$369.56 billion
(2011) Total equity
-US$18.71 billion
(2011),Owner(s)
Government of India
Employees 222,933
(2011)
Introduction
Today, Standard Chartered Bank is the largest international bank in
Bangladesh . They are the only foreign bank in the country with presence in 6
cities – Dhaka, Chittagong, Khulna, Sylhet, Bogra and Narayanganj; including
the country's only offshore banking units inside Dhaka Export Processing Zone
(DEPZ) at Savar and Chittagong Export Processing Zone (CEPZ).
The acquisitions of Grindlays bank (in 2000) and the commercial banking
business of American Express Bank in Bangladesh (in 2006) are reflections of
the Bank’s increasing commitment to Bangladesh. The bank increasingly invested
in people, technology and premises as its business grew in relation to the
country's thriving economy. Extensive knowledge of the market and essential
expertise in a wide range of financial services underline our strength to build
business opportunities for corporate and institutional clients in Bangladesh.
Continuous upgrading of technology and control systems has enabled the bank to
offer new and improved services such as Phonebanking, I-banking, e-Lending.
Country Chief Executive Officer of the bank
is Jim McCabe
26 Branches and 57 ATMs
over 1300
We currently provide both
Consumer Banking and
Wholesale Banking Services,
ranging from Personal & Corporate Banking to
Institutional Banking,
Treasury and
Custodial services.
CSR Programme
‘Living with HIV’ programme
‘Seeing is Believing’ Project
‘Governor Scholarship
New Comming Bank
1.
Union bank
2.
Modhumoti
Bank
3.
Farmers bank
4.
Megna
bank
5.
Midland bank
6.
South
bangle agriculture and commerce bank
7.
Three NRB bank
Bibliography
All the
website of the regarding bank
